Armed Forces  ·  Pension & Benefits

Pension & Service Benefits
Recover What You Earned
After Years of Service

A pension is not a favour; it is a statutory entitlement earned through service. LegalRaahi reviews your service record and medical board, computes the correct entitlement, and pursues arrears, disability pension, and family pension before the authorities, the AFT, and the High Court.

Service Pension
Disability Pension
Family Pension
AFT and High Court
800
Pension Matters Handled
0
Years of Experience
28+
States Served
Pan-India
Representation
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Why Pension Claims Fail

Pension & Service Benefits
The Record Decides the Amount

Legal Framework

"Save as otherwise expressly provided in this Act, the Tribunal shall exercise ... all the jurisdiction, powers and authority exercisable under this Act by the Central Government or any other authority in relation to all service matters." — Section 14(1), Armed Forces Tribunal Act, 2007

Pension claims look like arithmetic, but they are decided on the service record. Qualifying service, substantive rank, break in service, medical category, and the applicable pension scheme all change the number. A missing document can reduce or delay a lifelong entitlement.

Disability pension has two parts: a disability element and a service element, depending on the percentage of disability and whether it is attributable to or aggravated by service. The Medical Board’s assessment is central, and a rejected or low assessment can be challenged.

Family pension, liberalised pension, commutation, and arrears each have their own conditions. For personnel who retired before the One Rank One Pension revision, the calculation and payment of arrears can require a representation and, if ignored, an AFT application.

Pension Regulations
Army, Navy and Air Force

Set out qualifying service, pension formulas, disability pension, and family pension conditions.

Qualifying serviceDisability elementFamily pension
Armed Forces Tribunal Act, 2007
The Forum for Denial

Allows serving and retired personnel to challenge wrongful denial or wrong computation of pension and service benefits.

Original applicationInterim reliefCompliance orders

Common Pension Claims

Each head has a different rule and a different document trail.

ClaimKey ConditionWhere Disputes Arise
Service pensionQualifying service and rankBreak in service, reckoning of service
Disability pensionDisability attributable to serviceMedical board percentage, attributability
Family pensionDeath in service or after qualifying serviceEligibility of dependants, marriage records
CommutationOption exercised at retirementRestoration after commutation period
Arrears / OROPRevision of pensionWrong fixation, non-payment of arrears
Why Get It Audited

Why Pension Files
Need a Careful Audit

Service Record Audit

We verify qualifying service, rank, and break periods against the discharge book and service documents.

Medical Board Challenge

Where the disability percentage or attributability is wrong, we examine the board proceedings and the medical evidence.

Entitlement Computation

We compute pension, commutation, and arrears so the claim is specific and auditable.

Family Pension Support

We assist widows and dependants with documents, nominations, and disputes over eligibility.

Representation and AFT

A focused representation first; an AFT application where the authorities do not correct the record.

No Guesswork

We tell you what the record supports, even where that is less than hoped, before you spend on litigation.

Our Process

How We Handle Your
Pension Claim

The record is audited first. The application follows the arithmetic, not the other way around.

1
Step 1  ·  Record and Entitlement Review
What Does the File Support?

We review the discharge book, service record, medical board, PPO, and payment history, then identify the correct entitlement.

Within 48 hours
2
Step 2  ·  Computation and Evidence
Build the Number

We calculate service, disability, and family pension components, and collect the documents needed to prove each element.

3–10 days
3
Step 3  ·  Representation
Ask the Authority to Correct

We file a detailed representation with the pension sanctioning authority and the record office, seeking revision and arrears.

15–30 days
4
Step 4  ·  AFT Application
Judicial Remedy

If the denial continues, we file before the Armed Forces Tribunal with precise relief and a clean document index.

As per bench
5
Step 5  ·  Compliance and Appeal
Actually Get Paid

We follow up on implementation, arrears, and revision of the PPO, and advise on further appeal if required.

Final stage
Checklist

Documents We Need
to Verify Entitlement

Missing service documents are common. We help reconstruct the record from pay, posting, and medical papers.

Service and Pension Records
Discharge Book
The primary record of service
Service Record
Postings, promotions, and leave
PPO
Pension payment order and revisions
Payment Statements
Bank credits and pension slips
Identity Proof
Aadhaar, PAN, or service ID
Retirement Order
Date and type of discharge
Medical and Family Claims
Medical Board Proceedings
Assessment and attributability
Disability Certificate
Percentage and condition
Family Documents
Marriage certificate and birth records
Death Certificate
For family pension claims

Important: Keep every original service document. Record offices often take weeks to respond, and a complete file prevents repeated delays.

Why Choose Us

Why LegalRaahi for
Pension Matters?

Our Commitment

Earned in Service,
Due for Life

01
Record Reconstruction

We work with discharge books, pay records, and medical papers to rebuild a missing service history.

02
Accurate Computation

Pension, disability, and arrears are calculated under the applicable regulations, not estimated.

03
Medical Board Strategy

A low disability assessment is challenged with the board proceedings and independent medical evidence.

04
Family Support

Widows and dependants get help with documents, nominations, and eligibility disputes.

05
Implementation Follow-Up

A favourable order is not the end. We track PPO revision and actual payment.

800+
Pension and Service Benefit Matters Handled
4.9★
Client Rating for Armed Forces Pension Matters
Our Promise
  • Free record review
  • Clear entitlement opinion
  • AFT representation support
  • Transparent fee estimate
Client Stories

Pensions Secured,
Arrears Recovered

Disability Pension · Enhanced
★★★★★

"The board assessed my disability at a low percentage without considering the full medical record. LegalRaahi challenged it and the Tribunal remitted the matter for a fresh assessment."

RS
Rajinder S.
Army disability pension · Jalandhar
Family Pension · Sanctioned
★★★★★

"After my husband passed away, the record office kept asking for documents we had already submitted. The team prepared a complete file and the family pension was sanctioned with arrears."

KM
Kamla M.
Family pension · Jaipur
OROP Arrears · Paid
★★★★★

"My pension was not revised correctly after OROP. The representation and AFT application produced a fresh calculation and the arrears were credited."

TN
Tara N.
Air Force pension · Delhi
Qualifying Service · Corrected
★★★★★

"A period of service was wrongly excluded, which reduced my pension. LegalRaahi proved the service from pay records and got the record corrected."

BP
Baldev P.
Navy pension · Kochi
FAQs

Pension & Benefits
Questions

What is qualifying service for pension?+
Qualifying service is the service counted for pension under the applicable regulations, generally fifteen years for service pension in the armed forces, subject to the scheme and the type of discharge. The exact rule depends on the force and the retirement regime.
Can I challenge a low disability pension assessment?+
Yes. The Medical Board’s assessment can be challenged before the AFT with medical evidence and the board proceedings. The Tribunal can remit the matter for a fresh board.
What is One Rank One Pension?+
OROP is a policy for uniform pension for personnel retiring in the same rank with the same length of service, regardless of retirement date. Arrears and fixation issues are often litigated.
Is family pension payable to a widowed daughter?+
Family pension eligibility depends on the applicable regulations and the dependency criteria. We examine the family structure and the documentary proof before advising.
How long does a pension case take?+
A representation may take weeks to months. An AFT matter can take several months to a few years depending on the bench and the complexity. Interim relief is possible in clear cases.
Do I need to be present for the AFT hearing?+
Not always. We can appear on your behalf, though the Tribunal may require the applicant for specific matters. We plan appearance at the start.
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